About Coface

A worldwide leader


Coface's four pillars

  • Commercial risk expertise
  • Protection against unpaid invoices
  • Securing sales in all parts of the world
  • Strong financial position
Through this protection, the Group contributes to the smooth operation and long-term development of companies of all sizes while fostering a climate of trust among economic players in the countries where these companies and their customers are based.





1- Commercial risk expertise

Present in nearly 200 countries, Coface is a global leader in credit insurance and an acknowledged expert in commercial risks. Every day, our experts secure the sales and business activities of 50,000 companies.


2- Protection against unpaid invoices

80% of companies have to deal with unpaid invoices, which are responsible for one-fourth of bankruptcy filings. One of the main missions of Coface’s experts is to protect companies against unpaid invoices, which can jeopardise the business and threaten the existence of these companies..


3-Securing sales worldwide

Increasingly international, Coface is structuring its organisation to provide ever closer local support for companies and their worldwide development. Coface’s 660 underwriters make 10,000 guarantee decisions every day and in the four corners of the world.


4- The financial strength

Rated AA- by Fitch and A2 by Moody's with a stable outlook in both cases, Coface has the financial strength necessary to carry out its activity as an insurer. These positive assessments by the two ratings agencies are based on three key drivers: Coface’s strong competitive position in the global credit insurance market; a robust Group solvency and proactive management of Coface’s risks (founded on efficient procedures and tools). Listed on the Euronext Market in 2014, Natixis (bank financing, management and services arm of BPCE, the second French banking group) is a majority shareholder.


Coface Code of conduct

Integrity is the foundation on which Coface’s reputation and the development of lasting relationships with our customers are based.


Our 'code of conduct' sets out the principles we should apply on a daily basis in order to respect our values: client focus, expertise, collaboration, courage & accountability. It sets out our commitments and serves as a reference for our employees.


Coface has adopted a zero tolerance policy on corruption in all its forms. Our commitments are gathered in our "anti-bribery code".

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