Reduce customer risk and secure your revenue with Coface Business Information

Many indicators are needed to judge the health of a company: Its economic environment, market and sector trends, competitive performance. 
Then comes the study of the company's financial results such as the operating result (which gives indications on the company's profitability); the net profit...
Coface business information’s solutions provide you with all this very simply and quickly, on any company in the world.

Coface takes into account many factors that go far beyond the public information available on companies. We draw on our long experience as a credit insurer and incorporate information on payment history, sector and country risks into our analysis. This high value-added data provides comprehensive and reliable information for optimal customer management.

URBA360, our Coface Business Information solution, stands out for the quality of the information it provides. Powered by exclusive Coface data derived from our experience as a credit insurer, we us the data to 12,000 decisions a day and now you can too.  

The information available in URBA360 is also unique in that it is highly immediate: the data can be read and used immediately to make informed decisions.

Coface Business Information solutions provide our customers with valuable insights to assess credit risks, detect and anticipate possible insolvency, or identify payment problems. Users of our solutions can consult Coface's credit opinions. These recommendations indicate the maximum amount of outstanding debt to be granted to each of their customers. The Late Payment Index (LPI) provides exclusive visibility on incidents, extended payment terms and late payments by companies. Consulting this index makes it possible to anticipate extended payment terms that could lead to unpaid invoices and, ultimately, a collection problem. Finally, the Coface Score, a creditworthiness score expressed on a scale of 1 to 10, is a key indicator for assessing the creditworthiness of a customer or any business partner. These indicators provide companies with accurate information on the financial health of their partners and are useful tools for decision-making.

We provide companies with various types of services that enable them to protect their cash flow against unpaid invoices.  

Coface Business Information solutions help companies anticipate risks by analysing the solvency and financial health of their business partners: customers and suppliers.  

Its credit insurance solutions protect companies against non-payment by their customers.   
Companies can also entrust the collection of their unpaid debts to Coface, to maximise the recovery rate of their invoices. These information, insurance and collection services are all designed to secure companies' cash flow and promote their commercial development.

Users of Coface Business Information solutions can monitor all their business partners on a dashboard and access credit opinions for each of them. These recommendations correspond to credit limits to be granted to their customers. They are therefore suggestions made by Coface, which are valuable indicators for companies like yours: You can quickly check the creditworthiness of your business partners but also group all the companies to be monitored on a dashboard.  

These recommendations issued by Coface obviously differ from one company to another, depending on the information we have about them.

URBA360 gives you access to clear and actionable information. Powered by Coface data, presented in easy-to-use indicators, providing you with valuable information on company payment history and behaviour. Coface credit opinions, which indicate the maximum amount you can grant to your business partners, can also help you anticipate and limit the risk of non-payment. Make an appointment with our experts For a tailored demonstration of our business information solutions.

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Coface provides companies with information that enables them to immediately and effectively assess the creditworthiness of their business partners: prospects, customers and suppliers. The credit score, sector and country risks, and companies' payment history are effective tools for assessing the financial health of partners, detecting cases of insolvency and therefore securing cash flow by limiting excessively long payment terms and delays that can turn into unpaid invoices and require collection procedures.  

By relying on these various indicators, our customers can assess and verify the creditworthiness of their business partners in order to make informed credit decisions.

We integrate various indicators in our analysis that enables companies like yours to assess and verify the creditworthiness of your trading partners. The Coface Score, the Late Payment Index (LPI) and our credit recommendations are the most relevant for assessing a partner's creditworthiness.  

The Coface Score is presented as a score on a scale of 0 to 10. It reflects a company's ability to honour its debts over a 12-month period.

Our Late Payment Index (LPI) provides visibility on a company's payment history and behaviour. This information, some of which is confidential, is directly linked to Coface's knowledge of companies through our credit insurance business.  

Coface's credit recommendations are another major asset for our customers. They can use this indicator, which expresses the maximum outstanding amount to be granted to their customer, to assess the latter's creditworthiness. Companies can incorporate this opinion into their credit decision-making process and then use it to determine the amount of their receivables, depending on their risk appetite or aversion.  

The Coface score assesses the probability, over a 12-month period, that a company will be able to meet its financial obligations, including its commitments to counterparties. This assessment takes into account various financial indicators, including financial stability, profitability, payment and claims history, and solvency ratios. In addition, it incorporates qualitative data such as the company's current situation and the performance of its management.

Our 600 risk experts (underwriters, analysts and economists) are spread across 53 information collection and analysis centres around the world. This locally collected information, combined with other sources of information, feeds and enriches a continuously updated database covering more than 240 million companies and 200 markets.